Create invoices, approve expenses, and reconcile accounts directly from WhatsApp, LINE, Telegram, or Web Chat. JoyxAI handles the rest — automation, accuracy, and built-in fraud detection that keeps your business secure.
Small and mid-sized businesses spend hours reconciling invoices, checking spreadsheets, and catching fraud — work that kills time and focus.
Traditional tools still need data entry, file uploads, and constant double-checking.
Small anomalies — like vendor name mismatches — go unnoticed until it’s too late.
Teams switch between apps just to get a full picture of cashflow and orders.
Send orders, invoices, expenses.
Backend handles logic, matching, updates.
Receive daily summary via WhatsApp.
Watch how our AI-powered ERP transforms business operations in real-time
MANAGING YOUR INVENTORY?
Say goodbye to manual errors and slow processes with AI-powered inventory management.
Let our AI handle the work for you:
Never lose track of stock again. Our AI updates your inventory in real-time.
Get notified when it's time to restock, ensuring you never run out of products.
Say goodbye to manual errors and slow processes with AI-powered inventory management.
AI-powered automation ensures near-perfect accuracy in inventory tracking and order processing.
Intelligent system that learns from patterns and corrects errors before they happen.
Every action from chat passes through intent checks and anomaly scanning before execution.
Flags suspicious invoices, duplicates and amount outliers in real time.
Detects vendor/bank account edits; triggers step-up verification.
Policy-based approvals inside chat; trails are immutable for audit.
Ethics-at-Intent Layer + JoyLang keep actions aligned with human intent.
Simple pricing
Automation accuracy demonstrated in SME pilots.
Material time savings across finance operations.
Defense-in-depth security and fraud detection, by design.
Ethics-at-Intent Layer & JoyLang embedded for safe, aligned automation.
What Our Customers Say
Alignment is the future of cybersecurity, ensuring that every automated action is both secure and ethically aligned before it happens.
At JoyxAI, security begins with alignment. A misaligned system isn’t just unsafe, it’s vulnerable. Through the Ethics-at-Intent Layer (EIL), each model evaluates why an action is being taken before any data moves. This pre-reasoning check stops exploitation paths before they exist.
Our patented framework, Compiler-Integrated Intent Alignment System for AI Using Low-Parameter Evaluation Models, performs pre-runtime ethical enforcement of AI-generated intents. It embeds compliance certification inside the binary itself and tracks evaluation through deterministic loops, eliminating exploit paths available at runtime.
Ethics aren’t optional here, they’re compiled.
Built within our Accounting-as-a-Service (AaaS) decision-support framework, this layer detects and prevents fraud by evaluating intent and context in financial transactions. It ensures that data protection, security, and fraud detection remain JoyxAI’s core moat.
JoyxAI’s alignment architecture was stress-tested through automated red-teaming, blocking 92 % of adversarial attempts and achieving zero hallucinations under high-confusion scenarios. These results demonstrate that ethical alignment is not just a moral goal, but a security advantage.
For security disclosures or alignment research collaboration:
security@joyxai.sg
WhatsApp-first accounting & inventory — live in minutes.
What you’re getting
Are you thinking to hire an accountant for your company? Now with ai agentic service. You dun need accounting firm and data entry stuff. We handle your day to day for you. It feels like magic And real human chat. Try us now. 30 days money back promise (with purchase of 1 year plan). Monthly at only 58 you get accounting service and accounting system all in one place. Simply chat with our WhatsApp service.
See JOYXAI in action
Why businesses choose us
“Feels like magic.” Real human chat + AI doing the grunt work.
No portals to learn — just WhatsApp your orders, invoices, expenses.
Daily WhatsApp reports: sales, purchases, stock levels.
Perfect for SMEs — accountant + system in one, from S$58/month.
Everything you need to run smoothly
Simple pricing
Cancel anytime
Same features as Monthly
Quick answers about JOYXAI, EDG eligibility, setup, and pricing.
Last updated: January 2025
By accessing and using JOYXAI's AI-powered ERP services, you agree to be bound by these Terms & Conditions. If you do not agree to these terms, please do not use our services.
JOYXAI provides AI-powered enterprise resource planning solutions including:
Upon subscription, you are granted a non-exclusive, non-transferable right to use JOYXAI services for your business operations. This license is valid only during your active subscription period.
We are committed to protecting your business data:
JOYXAI commits to:
While we strive for 98% accuracy in our AI predictions, JOYXAI shall not be liable for:
Either party may terminate the service with 30 days written notice. Upon termination, we will provide data export assistance for up to 60 days.
These terms are governed by the laws of Singapore. Any disputes shall be resolved through arbitration in Singapore.
For questions about these terms, please contact us at:
Email: hello@joyxai.sg
Phone: +65 9362 2608
This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.
We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy. This Privacy Policy has been created with the help of the Privacy Policy Generator.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
For the purposes of this Privacy Policy:
While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:
Usage Data is collected automatically when using the Service.
Usage Data may include information such as Your Device's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that You visit, the time and date of Your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
When You access the Service by or through a mobile device, We may collect certain information automatically, including, but not limited to, the type of mobile device You use, Your mobile device unique ID, the IP address of Your mobile device, Your mobile operating system, the type of mobile Internet browser You use, unique device identifiers and other diagnostic data.
We may also collect information that Your browser sends whenever You visit our Service or when You access the Service by or through a mobile device.
We use Cookies and similar tracking technologies to track the activity on Our Service and store certain information. Tracking technologies used are beacons, tags, and scripts to collect and track information and to improve and analyze Our Service. The technologies We use may include:
Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on Your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close Your web browser. You can learn more about cookies on TermsFeed website article.
We use both Session and Persistent Cookies for the purposes set out below:
For more information about the cookies we use and your choices regarding cookies, please visit our Cookies Policy or the Cookies section of our Privacy Policy.
The Company may use Personal Data for the following purposes:
We may share Your personal information in the following situations:
The Company will retain Your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use Your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of Our Service, or We are legally obligated to retain this data for longer time periods.
Your information, including Personal Data, is processed at the Company's operating offices and in any other places where the parties involved in the processing are located. It means that this information may be transferred to — and maintained on — computers located outside of Your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from Your jurisdiction.
Your consent to this Privacy Policy followed by Your submission of such information represents Your agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that Your data is treated securely and in accordance with this Privacy Policy and no transfer of Your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of Your data and other personal information.
You have the right to delete or request that We assist in deleting the Personal Data that We have collected about You.
Our Service may give You the ability to delete certain information about You from within the Service.
You may update, amend, or delete Your information at any time by signing in to Your Account, if you have one, and visiting the account settings section that allows you to manage Your personal information. You may also contact Us to request access to, correct, or delete any personal information that You have provided to Us.
Please note, however, that We may need to retain certain information when we have a legal obligation or lawful basis to do so.
If the Company is involved in a merger, acquisition or asset sale, Your Personal Data may be transferred. We will provide notice before Your Personal Data is transferred and becomes subject to a different Privacy Policy.
Under certain circumstances, the Company may be required to disclose Your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).
The Company may disclose Your Personal Data in the good faith belief that such action is necessary to:
The security of Your Personal Data is important to Us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While We strive to use commercially acceptable means to protect Your Personal Data, We cannot guarantee its absolute security.
Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and You are aware that Your child has provided Us with Personal Data, please contact Us. If We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent, We take steps to remove that information from Our servers.
If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent's consent before We collect and use that information.
Our Service may contain links to other websites that are not operated by Us. If You click on a third party link, You will be directed to that third party's site. We strongly advise You to review the Privacy Policy of every site You visit.
We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
We may update Our Privacy Policy from time to time. We will notify You of any changes by posting the new Privacy Policy on this page.
We will let You know via email and/or a prominent notice on Our Service, prior to the change becoming effective and update the "Last updated" date at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
If you have any questions about this Privacy Policy, You can contact us:
Last updated: September 22, 2025
Ready to transform your business with AI-powered ERP? Get in touch with our team to learn more about JOYXAI and check your EDG eligibility.
Phone: +65 9362 2608
Email: hello@joyxai.sg
Website: https://joyxai.sg
At JOYXAI, we are committed to your satisfaction and success. Our refund policy is designed to be transparent and fair.
As a SaaS (Software as a Service) provider, JOYXAI offers refunds under the following conditions:
All new customers receive a 30-day free trial period. No payment is required during this time, allowing you to evaluate our services risk-free.
If you are not satisfied with our service within the first 30 days after your paid subscription begins, you may request a full refund by:
Refunds are automatically processed for:
Refunds are NOT available for:
Approved refunds are processed within:
You may cancel your subscription at any time:
For EDG-funded implementations:
To request a refund:
Before requesting a refund, our support team is here to help resolve any issues:
Email: hello@joyxai.sg
Phone: +65 9362 2608
Support Hours: Monday-Friday, 9 AM - 6 PM SGT
Last updated: January 2025